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Football Season Traditions

As we transition into the Fall Season, we also transition into one of the biggest seasons in America: Football Season. Football is very unique due to the fact that is has the shortest season, however it is arguably the most popular sport. Whether it is tailgating outside a stadium with friends and family or wearing your “lucky” t-shirt while watching your team from home, this sport is definitely not short on traditions. While gearing up for opening weekend for high school & college football this weekend, here are a few helpful hints on having a good time, but being safe at the same time:
  1. If you are going to consume alcohol at the game or at a friend’s house, please have a designated driver. This is the single most preventable accident out there, if everyone would simply do a little “pre game” planning.
  2. Don’t burn down your house! Whether it’s ribs, burgers, or hot dogs on the grill, please make sure to keep your grill safely burning a minimum of 50 feet away from the siding of your house.
  3. Bring extra chairs. Anytime there is an event around football, there are always unexpected guests that arrive. To help everyone get the most out of game day, throw a couple of extra lawn chairs in the back of your vehicle.
  4. Own the Atmosphere! Recognize the fact that many people have come to your house simply to enjoy the atmosphere. Make sure to have some side events going on for your non football enthusiasts. Easy solutions here are setting up a card table, game of baggo outside, and a dvd player setup in another room ( for the kids).
Here’s to a Safe & Fun Season!!!
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The Skinny on Vehicle Monitoring Devices

I don’t know about you, but when I first heard the term “vehicle monitoring device” I instantly thought of that breathalyzer device that my best friend from college had to get installed in his pickup truck.  This could not be further from the case. Many auto insurance companies are now using a plug in device technology known as telematics to monitor your driving habits.    Key elements that are monitored are distance driven, speed, and braking force applied.  Not to mention, these devices can also track the time of day driven (Hallelujah parents of teenage drivers). Progressive Insurance was the first in its class to utilize this technology with many other carriers such as Allstate and Safeco Insurance following suit.  In fact, ABI Research predicts that usage of these tracking devices could exceed 107 million by 2018. So, why all the fuss over these over these nosey little plug ins?
  • You can save money! Many auto insurance carriers will give you as much as a 5% discount just for agreeing to utilize the technology.  If you good get a good report card after 90 days of monitoring, this 5% can easily turn to 15%!
  • You learn your own driving patterns. Do I really drive that fast on the interstate? Did I really have 3 hard brake checks last month?  Oh yeah, that’s the day that the kids were fighting in the backseat on the way to school (oh wait that could’ve been any day…you get the point)?
Bottom line is these devices are gaining extreme popularity, especially with the Generation X & Millennial Generations and can be very beneficial to you and your insurance rates. If you’d like more information on this technology, give us a call at Evins Insurance today.
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