You found the real estate agent to guide you to the bank, you found the right banker to lead you to the money, and now you have need to find the right insurance agency to guide you to protection. For most people, a home purchase will be the single most expensive purchase in their lifetime. You need an agency to step in and explain the many traps of a homeowners policy that if overlooked can lead to major problems down the road. From jewelry to guns, earthquakes to hail storms, there many variables to consider. Make sure you are educated.